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Amex Direct is a mandated merchant account used by businesses processing $1MM+ per year in American Express transactions. As a closed network, Amex is able to require this type of separate, direct merchant agreement for merchants that want to accept Amex cards.
American Express Company (Amex) is an American bank holding company and multinational financial services corporation that specializes in payment cards. It is headquartered at 200 Vesey Street, also known as American Express Tower, in the Battery Park City neighborhood of Lower Manhattan.
American Express National Bank, Member FDIC, is the personal banking arm of popular credit card issuer American Express. This online-only bank currently offers three products: a high-yield savings account, a certificate of deposit (CD) account and a rewards checking account.
American Express is a leading issuer of personal, small business, and corporate credit cards. The companys travel-related offerings include travelers checks, credit cards, corporate and personal travel planning services, tour packages, and agencies for hotel and car-rental reservations.
Direct Debit payments for Charge Cards require the full balance. Once the Direct Debit is set up, you will see it clearly marked on your statement and you will receive a confirmation letter to your billing address. Until this time, please continue to make your payments in the usual way.

People also ask

Please contact Customer Care or chat with us via the American Express App and well be happy to assist you with this.
Yes, the American Express National Bank is a real bank. Youre likely familiar with its credit card brand, American Express. This portion of the business handles both personal and business banking accounts like checking and savings.
Direct Debit gives you the choice of two convenient options for direct debiting payments toward your Credit Card balance from your bank account. Please note that you can only set up one direct debit at a time. You will have to complete a separate Application Form for each Card you would like to set up.

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