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VA appraiser will only cover very basic requirements. Smoke alarm, carbon monoxide detector, water heater straps (if youre in CA). Other than that, it has to have windows that are not broken, floor covering (even if filthy), plumbing that works for the most part, and a roof that doesnt have major leaks.
Appraisal Concerns VA loans require a VA appraisal to ensure that the propertys value aligns with the purchase price. If the appraiser determines that the property is overpriced or has significant issues, it can lead to a lower appraised value.
A VA appraiser will look for issues with geological or soil instability, subsidence, sinkholes, flood hazards, water drainage, and more, reporting any signs of instability that could cause problems. Warning signs could include s in terrain, water ponding, radon gas, foundation damage or issues with settlement.
What Will Fail a VA Appraisal? In general, any visible health or safety concerns will pose an issue on a VA appraisal report. You wont be able to close on a home until these issues are resolved. In some cases, sellers are willing to cover the cost of essential repairs rather than lose the sale.
VA Minimum Property Requirements at a Glance Working electric, heating and cooling systems. Adequate roofing that will last the foreseeable future. Sufficient in size for basic living necessities. Clean, continuous water supply with sanitary facilities. Free of lead-based paint.