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Covered California income limits are a household income of up to 400% of the Federal Poverty Level (FPL). Households who make more than that do not qualify for financial assistance with their health insurance plans. How much is this in hard figures? The limits are based on both household income and household size.
Visit our Apply page to start an online application. You can apply by telephone or find free, confidential help enrolling in your neighborhood. Youll need Social Security numbers, birthdates, immigration documents and current income information for the family members in your household. How to Apply | Covered California coveredca.com support getting-started coveredca.com support getting-started
The quickest way to send us your information is online at . Click on the link called Upload your document here. You will be taken to another page where you may upload your SEP Verification documents online. Or fax your information to: 1-888-217-9310.
Income can be verified by providing various types of documents such as the acceptable list below. One of the most common proofs is a pay stub. If you submit a pay stub, make sure that it is current and within the last 45 days; otherwise, Covered California may not accept it.
All consumers can access their Form FTB 3895 in their CalHEERS account home page, or under Documents Correspondence, even if their preference is mail.

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When you file your taxes, if your income is less than what you told us on your application, you may receive a credit or refund. If your income is more than what you told us on your application, you may have to repay some or all of the advanced premium tax credits that you got.
Submit a copy of one of the following documents. Drivers license issued by a state or territory showing either a photograph of the individual and/or other identifying information of the individual such as name, age, sex, race, height, weight or eye color. School identification card that includes a photograph. Proof of Identity | Covered California coveredca.com identity coveredca.com identity
Income can be verified by providing various types of documents such as the acceptable list below. One of the most common proofs is a pay stub. If you submit a pay stub, make sure that it is current and within the last 45 days; otherwise, Covered California may not accept it. Proof of Income - Health for California healthforcalifornia.com document-proofs healthforcalifornia.com document-proofs
Earned Income: Employer Wages Pay stub. Most recently filed Federal Income Tax Form 1040, with any appropriate Schedules. Wage/Income Tax Statement (such as a W2, 1099MISC, 1099G, 1099R, 1099SSA, 1099DIV, 1099SS, 1099INT, or 1099NEC, or other form displaying your income and taxes).​​​​​​ Employer statement.
If your income ends up lower than anticipated, youll get a refund when you file your taxes. Thats right, any premium assistance you were eligible for but didnt receive will find its way back to you.

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