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The Federal Emergency Management Agency may provide two types of assistance, following natural disasters with a presidential disaster declaration: Individual Assistance and Public Assistance.
Emergency Declaration (EM) An EM can be declared for any occasion or instance the President determines Federal assistance is needed to supplement State and local efforts and capabilities to save lives, protect property and public health and safety, or to lessen or avert the threat of a catastrophe.
There is no threshold or trigger that automatically authorizes IA. Federal assistance is intended to supplementnot supplantthe local, state, territory, or tribal governments response and recovery efforts.
Emergency Declarations supplement State and local efforts in providing emergency services, such as the protection of lives, property, public health, and safety, or to lessen or avert the threat of a catastrophe in any part of the United States.
IA Declaration Factors are: State Fiscal Capacity and Resource Availability; Uninsured Home and Personal Property Losses; Impact to Community Infrastructure; Casualties; Disaster Related Unemployment.
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Preliminary Damage Assessments (PDAs) are conducted to enable FEMA as well as state, local, tribal, and territorial partners to determine the magnitude of damage and impact of disasters.
Help for Individuals and Households FEMAs Individuals and Households Program (IHP) provides financial assistance and direct services to eligible individuals and households affected by a disaster, who have uninsured or underinsured necessary expenses and serious needs.
A Disaster Declaration is a formal statement by a jurisdiction that a disaster or emergency exceeds the response and/or recovery capabilities. Although a declaration is commonly addressed after a disaster, a declaration may be made if a disaster is found to be imminent.

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