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Credit Card Debt Creditors have six months in which to make a claim against a deceased persons probate estate, or they cannot collect that debt. Family members who cosigned a loan or credit card or have a joint account will be responsible, even if all the charges were made by the deceased.
(B) Except as provided in section 2117.061 of the Revised Code, all claims shall be presented within six months after the death of the decedent, whether or not the estate is released from administration or an executor or administrator is appointed during that six-month period.
All the fiduciary needs to do is send a writing to the creditor that identifies the decedent by name, states their date of death, gives the name and address of the fiduciary, and tells the creditor that any claims must be presented to the fiduciary in a writing within the earlier of thirty days of receipt of the
Creditors claim (sometimes referred to as a proof of claim) is a filing with a bankruptcy or probate court to establish a debt owed to that individual or organization.
The personal representative of the estate uses this to tell the court and a creditor who made a claim against the estate whether the representative approves or rejects the claim in whole or in part and also states the courts decision to approve or reject the claim.

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What the notice needs to say. There are three major points that a notice to creditors needs to contain: the name of the person who has passed away, the amount of time creditors have to come forward, and contact information for the executor or the executors lawyer.
(B) Except as provided in section 2117.061 of the Revised Code, all claims shall be presented within six months after the death of the decedent, whether or not the estate is released from administration or an executor or administrator is appointed during that six-month period.
Credit Card Debt Creditors have six months in which to make a claim against a deceased persons probate estate, or they cannot collect that debt. Family members who cosigned a loan or credit card or have a joint account will be responsible, even if all the charges were made by the deceased.

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