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Is Indiana a no fault state for car accidents?

No, Indiana is not ano-fault state for auto insurance. Indiana is an at-fault or tort state, which means the person who is at fault for a car accident is responsible for paying for other peoples injuries and property damage resulting from the accident.

What are the accident laws in Indiana?

In an Indiana car accident claim, if you are found to be more than 50 percent at fault, you cannot recover compensation from the other party in the accident. If you are found to share the blame equally with another party (50%), you can recover compensation, but whatever the jury awards will be reduced by 50%.

Do you have to file a police report for an accident in Indiana?

Indiana law requires drivers to report accidents resulting in injury, death, or property damage exceeding $1,000 to the police or local sheriffs department immediately. Drivers must also file an accident report with the Indiana BMV within 10 days of the incident.

What is a SR21 form Indiana?

SR21 This form must be completed and submitted by any driver involved in an accident that results in injury, death or damage to property amounting to over $1,000. The form should be signed by the insurance company, stating the insurance amount. It should be mailed within 10 days of the accident.

Do you have to have a police report to file an insurance claim in Indiana?

Unless there is extensive damage done to your property, you have sustained injuries, or a crime has taken place, insurers will not likely need a police report. Having a police report while filing an insurance claim would speed up the process of the claim.

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