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The U.S. Department of Agriculture (USDA) has two home loan programs: the Section 502 Guaranteed Loan and the Section 502 Direct Loan. Both help eligible buyers with low to moderate incomes to purchase homes in rural areas and small towns.
What does USDA mean for a house?
The U.S. Department of Agriculture (USDA) home loans program offers mortgages to low-income residents of rural areas who cannot otherwise obtain a conventional mortgage through commercial lenders.
What is the advantage of a USDA home loan?
The main benefits of a USDA loan include competitive interest rates, flexible credit requirements, and zero down payment. However, USDA loans do have certain geographic restrictions and income limits, so theyre best suited for those who meet these qualifications and are looking for affordable housing options.
What does it mean if a house is USDA eligible?
The main criterion is that the homes market value may not exceed the USDAs applicable area loan limit. While this will vary by area, it currently ranges from $336,500 on the low end (like in Albany, NY) to $970,800 on the high end (like in Santa Cruz, CA).
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People also ask
What did USDA stand for?
Key Takeaways. USDA stands for U.S. Department of Agriculture and is a federal agency that Abraham Lincoln founded in 1862. The USDA is responsible for overseeing farming, ranching, and forestry industries, as well as regulating aspects of food quality and safety and nutrition labeling.
Related links
AD-3027 (PDF)
WHERE TO FILE YOUR COMPLAINT: You may submit your completed form or letter to USDA by: Mail: U.S. Department of Agriculture, Office of the
Apr 26, 2019 The subject of the notice is Corynebacterium stationis corn syrup fermentation product for use as a flavoring agent in gravies and sauces,
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