DEBTOR(S ) DECLARATION IN SUPPORT OF MOTION TO MODIFY CHAPTER 13 PLAN AND AMENDED SCHEDULES I & J Sa 2025

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Why Would a Chapter 13 Be Dismissed? Most Chapter 13 cases are dismissed because the debtor fails to make monthly payments. In Chapter 13 bankruptcy, the debtor must pay back some or all of the debts through a repayment plan. If the debtor stops making the plan payments, the court will dismiss the case.
Most Chapter 13 cases are dismissed because the debtor fails to make monthly payments. In Chapter 13 bankruptcy, the debtor must pay back some or all of the debts through a repayment plan.
Modifying a chapter 13 plan after confirmation requires court approval. The movant must file a motion and notice with a proposed order and certificate of service indicating that the trustee, US Trustee, and affected creditors were served a copy of the motion.
While a variety of objections may be made, the most frequent ones are that payments offered under the plan are less than creditors would receive if the debtors assets were liquidated or that the debtors plan does not commit all of the debtors projected disposable income for the three or five year applicable
The court will deny a discharge in a later chapter 7 case if the debtor received a discharge under chapter 7 or chapter 11 in a case filed within eight years before the second petition is filed.
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Common reasons for objections are these: The plan is not feasible Here, the numbers dont add up. The debtor doesnt have sufficient income to make good on the promises to the creditors. In some cases, a creditor might assert that the plan has been offered in bad faith.

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