Cg 21 54 12 19 2026

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  1. Click ‘Get Form’ to open the cg 21 54 12 19 in the editor.
  2. Begin by filling in the 'Policy Number' section at the top of the form. Ensure that you enter the correct policy number as it is crucial for identification.
  3. In the 'Description and Location of Operation(s)' field, provide detailed information about the operations covered under this endorsement. If no entry appears, refer to your Declarations for necessary details.
  4. Review the exclusions listed under 'COVERAGE A – BODILY INJURY AND PROPERTY DAMAGE LIABILITY'. Make sure you understand how these exclusions may affect your coverage based on ongoing operations or projects.
  5. Once all fields are completed, utilize our platform's features to save, sign, and share your filled-out form seamlessly.

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A federal district court in Pennsylvania has ruled that a designated products exclusion in a commercial general liability insurance policy precluded coverage of claims brought against the insured for a product manufactured by a company before the insured had acquired certain of the manufacturers assets.
The designated workplaces exclusion endorsement is a standard workers compensation endorsement (WC 00 03 02) that removes coverage for injuries sustained at workplaces listed in the endorsement.
A wrap-up exclusion endorsement is used to remove coverage from a contractors insurance policies to the extent they overlap with the coverages provided for the contractor under a wrap-up insurance program.

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Wrap-up insurance is sweeping blanket coverage that protects the owner, contractors, and subcontractors. Wrap-up insurance is important because it avoids the need for every contractor and subcontractor to obtain their own liability insurance.
As the name suggests, the Limitation of Coverage to Designated Premises or Projects (CG 21 44) extends liability protection to ONLY the location or project listed. The gap created by this endorsement is obvious; if the location or project is not specifically listed, there is no coverage.
The Benefits of Wrap-Up Insurance Lowers the risk of subcontractors: In the event a loss is excluded from coverage under a subcontractors separate insurance policy, the project owner or general contractor could be held liable. Wrap-up insurance can help reduce the likelihood of an unexpected claim being transferred.
OCIPs are typically what people are referring to when they think of Wrap-Up Insurance. In an OCIP, the project owner would own the insurance policy for the entire construction project; everything from general liability to workers compensation for all contractors and subcontractors involved in the project.
Additional Information. The exclusiondesignated ongoing operations endorsement (CG 21 53) can be used to remove coverage for either operations in progress at a specified location or all ongoing operations performed by or on behalf of the named insured.

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