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What is exclusion designated products?

A federal district court in Pennsylvania has ruled that a designated products exclusion in a commercial general liability insurance policy precluded coverage of claims brought against the insured for a product manufactured by a company before the insured had acquired certain of the manufacturers assets.

What is the exclusion endorsement?

The designated workplaces exclusion endorsement is a standard workers compensation endorsement (WC 00 03 02) that removes coverage for injuries sustained at workplaces listed in the endorsement.

What does wrap up exclusion mean?

A wrap-up exclusion endorsement is used to remove coverage from a contractors insurance policies to the extent they overlap with the coverages provided for the contractor under a wrap-up insurance program.

What does wrap-up mean in insurance?

Wrap-up insurance is sweeping blanket coverage that protects the owner, contractors, and subcontractors. Wrap-up insurance is important because it avoids the need for every contractor and subcontractor to obtain their own liability insurance.

What is the CG 21 44 endorsement?

As the name suggests, the Limitation of Coverage to Designated Premises or Projects (CG 21 44) extends liability protection to ONLY the location or project listed. The gap created by this endorsement is obvious; if the location or project is not specifically listed, there is no coverage.

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