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Health Insurance Plan (HIP/HMO)
This plans health coverage qualifies as minimum essential coverage and meets the minimum value standard for the benefits it provides. See page 3 for details.
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Sample Appeal Letter for Services Denied as Not a Covered
We believe that [name of service, procedure, or treatment sought] is medically necessary to treat [name of plan member if other than yourself]s medical
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AMERICAN HERITAGE LIFE INSURANCE COMPANY
For questions regarding the policy benefits, the supporting documentation, or for assistance with a claim, please contact our Customer. Care Center at 1-866-232
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