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You have a choice in how you spend your money, so having a spending plan in place is always proactive and empowering. A spending plan, like this pie chart, is the road map you need to get to your destinationa debt-free life.
Debt Diet Step 7: Prioritize your debts and increase your credit score. Debt Diet Step 8: Understand your spending issues and save.
Oprah Debt Diet Process Step # 1: Determine Exactly How Much Debt You Have. Step #2 : Eliminate Unnecessary Expenses. Step #3: Learn About the Credit Cards You Have. Step #4: Learn to Cut Back on Your Spending Habits. Step # 5: Develop a Monthly Spending Plan. Step #6: Develop Ways to Increase Your Income.
You have a choice in how you spend your money, so having a spending plan in place is always proactive and empowering. A spending plan, like this pie chart, is the road map you need to get to your destinationa debt-free life.
Jean says the Bradleys can shrink their debt immediately by simply spending less. Instead of spending $7,000 a year on her hair, Lisa will have to spend half that amount. The Bradleys spend $30,000 eating out, but on the Debt Diet, theyll have to cut that amount in two.
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Jean says the Bradleys can shrink their debt immediately by simply spending less. Instead of spending $7,000 a year on her hair, Lisa will have to spend half that amount. The Bradleys spend $30,000 eating out, but on the Debt Diet, theyll have to cut that amount in two.

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