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What does a per project aggregate endorsement mean?
PROJECT: A per PROJECT aggregate means that the aggregate would apply to each individual project a subcontractor may be working on. This is highly desirable coverage for general contractors and project owners. They would prefer that the coverage not be eroded by claims on other projects.
What is the aggregate limit on an insurance policy?
The maximum amount of money your insurer will pay for all the claims you file during the policy period, typically one year, is known as your aggregate limit. Aggregate limits are distinct from per-occurrence (or per-claim) limits. These refer to the maximum amount an insurer will pay for a single claim or incident.
What is the aggregate limit of insurance per project?
The aggregate limit is the maximum amount your insurer pays for all covered claims over the term of your policy. Depending on your policy limits, one claim or multiple claims docHub your aggregate limit.
What is the general aggregate limit per project endorsement?
The general aggregate limit is the total amount that the policy has to pay in any one policy term and it can respond in 3 ways: per policy, per project or per location.
What is the difference between per project aggregate and general aggregate?
Policy Aggregate: Also called the general aggregate, your policy aggregate limit defines the limit of coverage for all covered claims within the policys term. Per Project Aggregate: General aggregate limits apply to each project the policyholder works on. Then, spread the policy aggregate across multiple products.
What is the general aggregate limit per project endorsement?
The general aggregate limit is the total amount that the policy has to pay in any one policy term and it can respond in 3 ways: per policy, per project or per location.
What does per aggregate mean?
Per aggregate limit The aggregate limit is the total amount the insurer will pay in any one policy term. If unfortunately, you have multiple large claims in one given year, the aggregate limit will be there to help protect you. The aggregate limit is usually double the occurrence limit.
What is the aggregate limit per project?
A Per Policy aggregate means the most your insurer will pay for the total of all claims during your policy term (usually one year) is the first number - $2M. A Per Project aggregate means the insurer will pay the same $2M for all claims that occur from any specific project.
What does per project aggregate mean in insurance?
A Per Policy aggregate means the most your insurer will pay for the total of all claims during your policy term (usually one year) is the first number - $2M. A Per Project aggregate means the insurer will pay the same $2M for all claims that occur from any specific project.
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DESIGNATED CONSTRUCTION PROJECT(S)
POLICY NUMBER: COMMERCIAL GENERAL LIABILITY. CG 25 03 05 09. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CG 25 03 05 09.
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