Living Promise 2026

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  1. Click ‘Get Form’ to open the Living Promise document in the editor.
  2. Begin by entering your personal information in the designated fields, including your name, address, and contact details. This ensures that all correspondence regarding your policy is accurate.
  3. Select the plan that best suits your needs: either the Level Benefit Plan or the Graded Benefit Plan. Review the descriptions provided to understand which option aligns with your financial goals.
  4. Fill in the face amount you wish to choose for your policy. Ensure it falls within the specified limits for each plan.
  5. If applicable, indicate whether you would like to add any optional riders, such as the Accidental Death Benefit Rider. Make sure to review any additional costs associated with these options.
  6. Finally, review all entered information for accuracy before submitting. Once satisfied, proceed to sign electronically using our platform’s signature feature.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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A typical life settlement is worth around 20% of your policy value, but can range from 10-25%. So for a 100,000 dollar policy, you would be looking at anywhere from 10,000 to 25,000 dollars.
For a $100,000 Whole Life policy, heres a general idea: After 5 years: ~$2,000$5,000. After 10 years: ~$10,000$15,000. After 20+ years: $25,000+ (sometimes more)
Living Promise is designed to help provide affordable protection that pays benefits directly to the person you choose to take care of your outstanding medical bills, unexpected expenses or debt that you may leave behind. Planning Ahead. Planning ahead is smart especially when loved ones are concerned.
The amount paid under the living benefit rider is typically between 25-100% of the policys death benefit and any benefit remaining at the time of death would then be granted to the policy beneficiaries less any life insurance company fees for the advanced payment.
A Living Promise Whole Life Insurance policy from United of Omaha Life Insurance Company (United of Omaha) pays benefits directly to the person you choose. It can help take care of your final expenses, outstanding medical bills or debt that you may leave behind.

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A $100,000 policy also makes sense if youre financially secure, dont have dependents, have few financial obligations or little debt. It can cover final expenses or leave a legacy to loved ones. If you already have life insurance and want to add coverage or extend your term, consider a $100,000 term policy.

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