Alternate employer endorsement 2025

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An alternate employer endorsement is an endorsement added to a workers compensation policy that provides an entity scheduled as an alternate employer with primary workers compensation and employers liability coverage as if it were an insured under the policy.
The use of Endorsement T-3 in the Basic Manual is permitted for the purpose of stating a correction in the policy or binder as to typographical error, omission or addition of materials relating to facts that existed at the date of issue that clearly does not change the policy or binder as to any facts existing after
The alternate employer endorsement is used when the policyholder (named insured) has agreed to provide workers compensation and employers liability coverage for claims made by their employee against a special or temporary employer (called the alternate employer for the purpose of this endorsement).
A voluntary compensation endorsement enables an employer to extend the benefits provided by the workers compensation act to employees who may not be entitled to benefits under the terms of the act, such as executive officers, partners, sole proprietors, farm workers, domestic employees, volunteers or employees
Alternate Employer Endorsement is designed to extend Workers Compensation protection to the special employers borrowed servants. Attached to the general employers policy, the endorsement specifically names the special employer, thus extending the required Workers Compensation protection without the need of the
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Explanation: This endorsement to the Owners policy insures against violations of restrictions, encroachments on the land from adjoining land, and damage by reason of mineral development.

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