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You may be eligible if you are 60 to 64 years old, live in Canada, have a spouse or common-law partner who is eligible for the GIS, and you and your spouse have a combined yearly income below $40,800.
To be eligible for an OAS pension, you must: ☑ be 65 years of age or older; ☑ be a Canadian citizen or legal / permanent resident of Canada (or landed immigrant) when your pension application is approved; and ☑ have lived in Canada for at least 10 years since the age of 18.
To qualify for GIS, you must currently be receiving OAS and your annual income (or combined annual income in the case of couples) must be lower than the maximum annual thresholds below (2025 amounts): Single/divorced/widowed $22,056. Couple, spouse receives full OAS: $29,136, combined income.
The Guaranteed Income Supplement (GIS) is a monthly payment you can get if you are 65 or older. The Supplement is based on income and is available to Old Age Security pensioners with low income. It is not taxable. In many cases, we will let you know by letter when you could start receiving the first payment.
If youre eligible, youll start to get the Seniors Supplement one month after your first OAS/GIS payment. You dont need to apply. Payment is automatic.

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Maximum payments and income thresholds Your situationYour annual income must beMaximum monthly payment amount I am single, divorced or widowed Less than $22,056 up to $1,086.88 I have a spouse/common-law partner who receives the full OAS pension Less than $29,136 (combined annual income of couple) up to $654.232 more rows Feb 26, 2025
Service Canada compares information with the Canada Border Services Agency. If you leave Canada for more than 6 months while collecting the Guaranteed Income Supplement, well determine if youre eligible to those payments. If not, well calculate how much we overpaid you, and you will then have to repay that amount.

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