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In the State of Georgia, the instrument used to secure a debt on property is called a Deed to Secure Debt or Security Deed. Under Georgia law, the lender is deeded the property, but in a lesser form of a deed that becomes activated if the borrower defaults in some way.
Georgia law provides that a security deed can be cancelled by the Clerk of Superior Court upon receipt of an affidavit from an attorney with specified attachments. To find a lawyer, you may visit the State Bar of Georgia website at .gabar.org/.
Georgia law provides that a security deed can be cancelled by the Clerk of Superior Court upon receipt of an affidavit from an attorney with specified attachments. To find a lawyer, you may visit the State Bar of Georgia website at .gabar.org/.
Deeds, mortgages, and liens of all kinds which are required by law to be recorded in the office of the clerk of superior court and which are against the interests of third parties who have acquired a transfer or lien binding the same property and who are acting in good faith and without notice shall take effect only
In Georgia, a security deed is the document that secures a loan on real estate. OCGA 44-14-80 states that security deeds expire seven years after the maturity of the last installment date stated in the security deed.

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In the State of Georgia, the instrument used to secure a debt on property is called a Deed to Secure Debt or Security Deed. Under Georgia law, the lender is deeded the property, but in a lesser form of a deed that becomes activated if the borrower defaults in some way.
The most common deed forms in Georgia are warranty deeds and limited warranty deeds. Warranty deeds provide protection in the form of a warranty by the seller that guarantees no issues with the title.