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You are not authorized to create or certify one. You cant even sign it. Your insurance agent should be the only person who supplies your COI.
The consequences can be serious. Without a COI, you could be held responsible for any damages that occur on your property, even if theyre not your fault. If someone is injured on your property and sues you, your business could be in serious financial trouble. A COI protects you from these kinds of liabilities.
How much does a certificate of insurance cost? A certificate of insurance is free. Much like a receipt, the document is proof that the policyholder paid for the policy and has insurance.
The most common request is a liability. While a COI assures your clients they are covered in the event of negligence or a claim, it doesnt actually change your coverage. When your customer requests proof of insurance, you simply contact your insurance provider to request a COI. You should receive the document quickly.
A certificate of liability insurance is a document that proves your company has liability coverage. Your insurer issues you this certificate with your insurance policy and you can also download a copy online whenever you need it.
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People also ask

Insureds dont have the authority to issue their own certificates. The agent, under contract with the carrier, issues a COI on behalf of the insurer.
From your insurance company: Most insurers have physical offices you can visit. Talk to a representative who can guide you through getting car insurance and provide your certificate.

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