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What is the certificate of insurance?

What Is a Certificate of Insurance? A certificate of insurance (COI) is a document from an insurer to show you have business insurance. This is also called a certificate of liability insurance or proof of insurance. With a COI, your clients can make sure you have the right insurance before they start working with you.

What is a certificate of insurance ?

An certificate of insurance is typically a one-page document summarizing key information about your business insurance policy. It is also known as an 25 certificate of insurance, certificate of insurance (COI) or a certificate of liability insurance.

How much does it cost to get a COI?

How much does it cost? Certificates of insurance should not cost you anything. If you have a policy in place, your insurance agent should be able to provide a COI without an extra charge. In fact, most states do not allow for agencies to charge a fee for COIs.

How do I ask for a certificate of insurance?

You can obtain a certificate of insurance by requesting it from your contractor/vendor, who can then procure it through their insurance broker or provider. Working with third-party contractors can be convenient, but it may also open you up to risk.