How Chapter 128 Works. A debtor filing Chapter 128 fills out a simple petition to reorganize debts and an affidavit listing the debts he or she wishes to include. Chapter 128 covers unsecured debts such as credit cards, payday loans, speeding tickets, medical bills, late utility bills and rent payments.
How do I file a chapter 128 in Wisconsin?
Fees can range from $750 for a Chapter 128 filing to $10,000+ for a complex Chapter 12 filing. Without knowing your individual circumstances and what options will best serve you, an attorney cannot tell you how much his/her services will cost.
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