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How do I change beneficiaries?

You can change the beneficiaries of your life insurance by contacting your insurance company. You'll need to submit a change of beneficiary form online, on paper, or over the phone. The form will ask for personal information about your beneficiary, such as: Contact information.

What does change beneficiaries mean?

Change of Beneficiary means the act of changing a Beneficiary on a Change of Beneficiary Designation form to another individual, trust or estate of the Participant using a form acceptable to the Insurer and Administrator. The consent of a Beneficiary to change a Beneficiary shall not be required.

When can a beneficiary change occur?

Such last-minute beneficiary changes happen when the insured is gravely ill, in the hospital or nursing home, or of diminished mental capacity. Most of the time they occur a day or two before the insured's death.

Who has the right to change beneficiaries?

Revocable, which means the owner of the life insurance policy can change the beneficiary at any time without notifying the previous beneficiary. Irrevocable, which means the owner of the policy cannot change the beneficiary without that individual's consent.

How often can I change beneficiaries?

Beneficiaries can be changed as often as you like. You should review your beneficiaries at least once per year, and consider updating them when you experience a major life event (such as marriage or birth of a child) or when you update your will or estate.

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