Form 122C: Fill out & sign online

Here's how it works

01. Edit your form online

Type text, add images, blackout confidential details, add comments, highlights and more.

02. Sign it in a few clicks

Draw your signature, type it, upload its image, or use your mobile device as a signature pad.

03. Share your form with others

Send it via email, link, or fax. You can also download it, export it or print it out.

The best way to edit Form 122C online

Ease of Setup

DocHub User Ratings on G2

Ease of Use

DocHub User Ratings on G2

With DocHub, making changes to your paperwork requires only a few simple clicks. Make these fast steps to edit the PDF Form 122C online for free:

Register and log in to your account. Sign in to the editor using your credentials or click Create free account to test the tool’s functionality.
Add the Form 122C for editing. Click on the New Document option above, then drag and drop the document to the upload area, import it from the cloud, or via a link.
Change your file. Make any changes needed: insert text and images to your Form 122C, highlight details that matter, remove sections of content and substitute them with new ones, and insert symbols, checkmarks, and fields for filling out.
Finish redacting the form. Save the updated document on your device, export it to the cloud, print it right from the editor, or share it with all the parties involved.

Our editor is very user-friendly and efficient. Give it a try now!

See more Form 122C versions

We've got more versions of the Form 122C form. Select the right Form 122C version from the list and start editing it straight away!

Versions	Form popularity	Fillable & printable
2019	4.8 Satisfied (101 Votes)

be ready to get more

Complete this form in 5 minutes or less

Get form

Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Contact us

What is included in the means test?

Income from all sources over the previous six months must be included as part of the Means Test calculation. That means both taxed and untaxed income, including wages, salary, tips, bonuses, interest, dividends, royalties, retirement income, unemployment and workers compensation, and others.

How do you pass the means test for Chapter 7?

Expenses That Will Help You Pass the Chapter 7 Means Test House, car, and other secured debt payments. Overdue taxes. Court-ordered payments and arrearages. Child care. Involuntary deductions. Health, disability, or term life insurance. Other healthcare expenses. Education for employment or a disabled child.

What is included in the means test?

Income from all sources over the previous six months must be included as part of the Means Test calculation. That means both taxed and untaxed income, including wages, salary, tips, bonuses, interest, dividends, royalties, retirement income, unemployment and workers compensation, and others.

What is Form 122A 1?

Official Form 122A-1 (Chapter 7 Statement of Your Current Monthly Income), Official Form 122A-1Supp (Statement of Exemption from Presumption of Abuse Under 707(b)(2)), and Official Form 122A-2 (Chapter 7 Means Test Calculation) (collectively the 122A Forms) are designed for use in chapter 7 cases.

What does no presumption of abuse mean?

Anyone who files for Chapter 7 after failing the means test is doing so under the presumption of abuse. This means the court presumes you are able to pay a portion of your unsecured debt but you are choosing not to do so.

Related forms

be ready to get more

Complete this form in 5 minutes or less

Get form

What expenses can I claim in Chapter 13?

Reasonable expenses in bankruptcy include the basics such as rent or mortgage payments, utilities, insurance, phone and internet charges, property taxes, pet care, union dues, employment expense, school and sports for minor children, etc.

How is the means test calculated?

The means test is calculated by comparing the debtors average income for the past six months (current monthly income), annualized, to the median income for households of the same size in the debtors state of residence.

How is income for means tested?

To get your CMI, add up the total income you received from all sources during the six-month look-back period, and then divide by six to come up with your average monthly income.

How is the means test calculated?

The means test is calculated by comparing the debtors average income for the past six months (current monthly income), annualized, to the median income for households of the same size in the debtors state of residence.

How do you pass the means test?

To take the means test, you must first compare your monthly income in the six months before you file for bankruptcy to the median income in your state. If your income is less than the median, you have passed the means test and are eligible to use Chapter 7.

Get the up-to-date Form 122C 2024 now

Here's how it works