Satisfaction, Release or Cancellation of Mortgage by Individual - Massachusetts 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by filling in the 'Prepared by and after Recording Return to' section. Enter your name, firm/company, address, city, state, zip code, and phone number.
  3. Next, locate the 'Assessor’s Property Tax Parcel/Account Number' field and input the relevant property tax information.
  4. In the 'DISCHARGE/SATISFACTION OF MORTGAGE' section, confirm the receipt of valuable consideration. Fill in your name as the certifier and ensure you acknowledge the mortgage being released.
  5. Complete the details regarding the mortgage: include the date of mortgage, names of mortgagor(s) and mortgagee, and filing information such as book and page numbers.
  6. If applicable, complete the assignment section with details about any assignments related to the mortgage.
  7. Finally, sign and date at the bottom of the form. Ensure that a notary public witnesses your signature for validation.

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In order to make public notification that you have paid your mortgage off, you need to bring the original Discharge of Mortgage provided by the bank to the registry of deeds along with either cash or a check in the amount of $105.00. The Registry will record the Discharge and return it to you immediately.
A release is synonymous to a satisfaction of mortgage since they indicate the borrower has repaid their mortgage loan in full and the lien on the property has been lifted.
You can request a copy of the mortgage satisfaction document from your county recorders office after you pay off your mortgage. Please allow 60 to 90 days after your loan is paid in full before contacting them for a copy of the lien. Note: timeframes can vary by county and could take up to six months.
A release is a relinquishment of a right, which may be given gratuitously or for inadequate consideration, while an and satisfaction is the discharge of a debt or claim by the acceptance of some payment which is agreed to constitute full satisfaction.
The Release of Mortgage is an original document prescribed by the Titles Registry Office, which must be signed and correctly witnessed by an authorised person at the bank or financial institution, and is the document that should be registered with the local Land Titles Department in order for the registered mortgage to

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