Additional insured endorsement form cg 20 10 0704-2025

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by filling in the 'Name Of Additional Insured Person(s) Or Organization(s)' section. This is crucial as it identifies who will be covered under this endorsement.
  3. Next, complete the 'Location(s) Of Covered Operations' field. Specify the locations where the additional insured will operate, ensuring clarity for liability coverage.
  4. Review Section II carefully. It outlines who qualifies as an insured and under what circumstances they are covered. Make sure you understand these terms to avoid any confusion later.
  5. Finally, check for any additional exclusions mentioned in the document that may affect coverage. This ensures you are fully aware of the limitations of your policy.

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An additional insured is a party that does not qualify as an insured under the standard GL . They must be added by an endorsement that changes the who is an insured section of the policy. Additional insured endorsements limit coverage to a specific relationship or set of circumstances.
As the most common additional insured endorsement for contractors is the CG 20 10. In plain English a CG 20 10 is proof of insurance. It names your customer as an additional insured on your commercial general liability (CGL) policies.
The current form CG 20 10 after 1985 does not provide coverage to the additional insured for completed operations. It only provides coverage for ongoing operations, and this was a completed operations exposure. If they also wanted coverage for completed operations, they would need a CG 20 37 endorsement.
Wording in the CG 20 33 is essentially the same as the CG 20 10 with the only major difference being the additional wording stating that additional insured status ends when the work contracted for is completed (no completed operations coverage is extended to the additional insured).
Commercial General Liability Coverage Form (Occurrence Form) (CG 00 01)

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ADDITIONAL INSURED OWNERS, LESSEES OR. CONTRACTORS SCHEDULED PERSON OR. ORGANIZATION. This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART.
The CG 2010 Endorsement grants additional insured status to the entity named on the endorsement schedule. Its primary function is liability coverage that stems from the primary insureds ongoing operations.

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