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To ask the judge to set aside your default judgment, you must file a motion (a formal written request) with the court. The Self-Help Center has a form Motion to Set Aside Default Judgment that is available for free at the center or can be downloaded on your computer.
You may be able to negotiate a settlement with the debt collector to allow you to pay off the judgment under better terms. In Limited Civil cases (cases for $35,000 or less), if the other side will not agree to a payment plan, you can ask the judge to order a payment plan. This requires filing a motion.
If a motion for default is granted, it means that the court has determined that the opposing party has failed to respond or take action within the required time frame.
Generally, if a defendant fails to respond to a complaint you can get a default judgment after 45 days. However, the court system is very slow these days and it can take several months to get the court to issue the default judgment.
A default judgment (also known as judgment by default ) is a ruling granted by a judge or court in favor of a plaintiff in the event that the defendant in a legal case fails to respond to a court summons or does not appear in court.
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Judgment: During the default hearing, the petitioner presents their case, providing evidence to support their claims. The judge evaluates the evidence and considers the petitioners arguments.
Orders of default judgment (aka judgment in default) are obtained in two different ways: by using an administrative process a Request - judgment is entered by a court officer; or. by filing an application for Judgment in Default, with a Form N244 Application Notice.

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