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After a motion for default is filed it means you have a judgment entered against you. At this point, you must begin responding and attempt to have the court set it aside. This is truly your only hope to begin fighting the debt once again and to avoid wage garnishment.
To obtain a judgment in default of appearance or defence and summary judgment under O. 14 ROC, the plaintiff only needs to satisfy procedural requirements laid out in Rules of Court 2012. However, judgments in default may be set aside by defendant by merely showing to the court that he has defence on the merits.
Of course, even where default judgment is entered, that is not necessarily the end of the matter. The defendant may be able to have the judgment set aside if it can persuade the court that it has a real prospect of successfully defending the claim or there is some other good reason why the judgment should be set aside.
Rule 81 requires use of a special summons which commands that the defendant appear and defend at a specific time and place set by order of the court and informs him or her that no answer is necessary.
To obtain a judgment in default of appearance or defence and summary judgment under O. 14 ROC, the plaintiff only needs to satisfy procedural requirements laid out in Rules of Court 2012. However, judgments in default may be set aside by defendant by merely showing to the court that he has defence on the merits.
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Rule 81 requires use of a special summons which commands that the defendant appear and defend at a specific time and place set by order of the court and informs him or her that no answer is necessary.
Of course, even where default judgment is entered, that is not necessarily the end of the matter. The defendant may be able to have the judgment set aside if it can persuade the court that it has a real prospect of successfully defending the claim or there is some other good reason why the judgment should be set aside.
After a motion for default is filed it means you have a judgment entered against you. At this point, you must begin responding and attempt to have the court set it aside. This is truly your only hope to begin fighting the debt once again and to avoid wage garnishment.

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