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The Servicemembers Civil Relief Act of 2003 (SCRA), formerly known as the Soldiers and Sailors Civil Relief Act of 1940 (SSCRA), is a federal law that gives all military members some important rights as they enter active duty.
Among other things, the SCRA establishes a maximum of 6 percent interest on financial obligations incurred by servicemembers before military service, restricts foreclosures on obligations held or guaranteed by servicemembers, provides protections against default judgments, and permits early termination of certain
Among other things, the SCRA allows for forbearance and reduced interest on certain obligations incurred prior to military service, and it restricts default judgments against servicemembers and rental evictions of servicemembers and all their dependents.
A servicemember can terminate a residential or business lease any time after entry on to active duty service (mobilization) or the effective date on orders for a Permanent Change of Station (PCS) or to deploy for 90 days or more.
If requested by counsel for a servicemember defendant, or upon the courts own motion, the court will grant a stay of proceedings for no less than 90 days if it determines that (1) there may be a defense and the defense cannot be presented without the defendants presence; or (2) after due diligence the defendants
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The SCRA says if a servicemember is on active duty (or it is within 90 days of the servicemember being released from active duty), you may ask the court to halt the hearing for at least 90 days. In legal terms, this is called a stay of proceedings.
A Service members Civil Relief Act affidavit is a document litigants can take to court to prove they have checked to see if the defendant in their case is on active military duty. An SCRA affidavit, which most courts require, helps move cases forward so plaintiffs can get restitution more quickly.

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