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Dear (Creditors Name), I am writing to formally request the cessation of wage garnishment related to my account number (Your Account Number). Due to (briefly explain your situation, eg, ``a recent job loss or ``significant financial hardship), I am unable to meet my current financial obligations.
How to fill out the Challenge to Garnishment Form Instructions? Identify the property or funds you are claiming as exempt. Fill out your personal information including name, address, and phone number. Specify the type of property and the reason it is exempt from garnishment. Sign and date the form.
Once there is a garnishment, you cant get out of it without going back to court. The only thing that might do is reduce the pay day deduction due to financial strain. The only way to stop the garnishment altogether is to pay off the debt.
You can always try to challenge the judgment of a wage garnishment order or negotiate wage garnishment with the creditor who filed the order.
The answer of the garnishee shall be under oath, in writing and signed by him, and shall make true answers to the writ. If a partnership is the judgment debtor, or if there are more judgment debtors than one, the garnishee shall answer as to the partnership and as to each judgment debtor named in the writ.
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Response: You need to file an appeal from the Judgment and ask the Court to Vacate the Wage Garnishment. You need to also ask the Court to stay the Wage Garnishment Order pending the appeal. If the Court stays the Order, the Wage Garnishment would be suspended pending the outcome of your appeal.

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