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What are the requirements for an ancient mortgage affidavit in NY?
Requirements. An ancient mortgage petition requires verification, a description of the mortgage,5 a description of when and where the mortgage was recorded, an allegation that the mortgage has been paid, and information regarding any assignment of the mortgage.
What is the mortgage affidavit?
I. DEFINITIONS. Composite Mortgage Affidavit (CMA): a written statement confirmed by oath or affirmation in which the owner, seller or buyer of real property discloses all matters or claims of ownership which may impact, encumber or otherwise result in a defect on the title to the property.
What is an ancient mortgage in New York?
An ancient mortgage is one that, due to the lapse in time, is presumed satisfied. Despite no mention in the statute, it is well-settled New York common law that the required lapse in time for a mortgage to be considered ancient is 20 years past its due date.
ancient mortgage affidavit requirements
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