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Warranty Deed - Two Individuals to One Individual - New York

Warranty Deed - Two Individuals to One Individual - New York 2026

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This document is a Warranty Deed that facilitates the transfer of property from two individuals (Grantors) to one individual (Grantee) in New York. It outlines the legal acknowledgment of the transaction, including the consideration amount, property description, and assurances regarding the title and encumbrances. The document includes sections for signatures, acknowledgments, and contact information for both parties.

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Click ‘Get Form’ to open the Warranty Deed in the editor.
Begin by entering the names of the two individuals (Grantors) in the designated fields. Ensure that both names are clearly printed.
Next, input the name of the individual (Grantee) who will receive the property. This is crucial for establishing ownership.
Fill in the County and State where the property is located, as well as any legal descriptions required in Exhibit A.
In the acknowledgment section, provide details about each Grantor's signature and their capacity. This may require notarization, so ensure you have a notary available.
Finally, review all entries for accuracy before saving or printing your completed Warranty Deed.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Can two names be on a house title?

Assuming you are buying the house for personal and not business use, you have three basic choices: one person holds title as sole owner. both of you hold title as joint tenants, or. both of you hold title as tenants in common.

What happens to a jointly owned property if one owner dies in NY?

A right of survivorship means that property owned by multiple people will automatically pass to other owners when one owner dies. Not only does this ensure the immediate transfer of property, but it also avoids the lengthy and costly probate process.

How do I add a person to a warranty deed?

The simplest way to add a spouse to a deed is through a quitclaim deed. This type of deed transfers whatever ownership rights you have so that you and your spouse now become joint owners. No title search or complex transaction is necessary. The deed will list you as the grantor and you and your spouse as grantees.

What is a joint warranty deed?

Joint tenancy warranty deed If they decide to rent out the home to another individual or if they sell the property, each party is entitled to a 50% share in the profits. But the relationship also means they are equally responsible for paying for the property, including mortgage payments, property taxes and maintenance.

What happens if you add someone to your house deed?

Once your spouse has been added to the deed, you share ownership with them and, therefore, must share all decisions about the property with them. You will not be able to sell it or make improvements without their buy-in. It can change your financial abilities.

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What happens if someone is on the deed but not the mortgage?

Being on the deed without being on the mortgage gives you ownership but not responsibility for loan payments. If the mortgage isnt paid, foreclosure can still happen, even if youre not the borrower. Courts may divide home equity in divorce or separation depending on contributions and legal agreements.

Can two people be on the deed?

What does it mean when two people are on a deed?

When there are two names on a title deed, it means that there are joint owners of the property, and each person owns an equal share of the property. The mortgage does not need to include both names to be valid. Even if the mortgage only lists one spouse, it does not affect the share of the ownership of the property.

Warranty Deed - Two Individuals to One Individual - New York 2026

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