Seller's Information for Appraiser provided to Buyer - New Jersey 2025

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While the lender typically orders the appraisal, the resultsa detailed report prepared by a professional appraisercan be used by both the buyer and seller to ensure that theyre getting a fair deal.
While the lender is technically the owner of the appraisal, as a home buyer you still have certain rights: You have the right to obtain your own appraisal, even if you are paying cash for a property. You have the right to know what type of valuation service is being ordered for your loan.
In California, all residential purchases use the same Residential Purchase Contract, often called the RPA. Listing agents know in the RPA, that the seller and the sellers agent have a right to receive the report.
Most homeowners, when they interact with an appraiser, its because theyre either buying or selling a property or perhaps refinancing their mortgage. If youre a seller, you almost never see the appraisal, unless the buyer wants to show it to you.
Once the appraisal has been completed, a lender is required to provide you with a copy of the appraisal as soon as reasonably possible, but no later than three days prior to closing.
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A lender uses an appraisal not only to assess the value of the property, but also to determine such things as your interest rate, required down payment, and whether you will be approved for the loan.
It is up to the recipient to share the report, as they choose. It should be noted that appraisal reports do not favor one side or the other, regardless of who orders or who pays.
Sellers will only see the appraisal if the value is low Unless a seller requires a copy of the appraisal to be provided to them as part of the initial purchase contract, its unlikely the buyers agent will provide it.

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