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Flood Zone Statement and Authorization - North Dakota

Flood Zone Statement and Authorization - North Dakota 2026

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The document is a Flood Zone Statement and Authorization that requires sellers to disclose whether the property is located in a flood-prone area as defined by the National Flood Insurance Act of 1968. Buyers acknowledge their awareness of the property's flood zone status and agree to obtain flood hazard insurance if the property is later determined to be in a flood-prone area. The document includes sections for seller and buyer signatures, addresses, and dates.

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Click ‘Get Form’ to open it in the editor.
Begin by entering the property address in the designated field at the top of the form.
In the 'Statement by Sellers' section, check one of the three options regarding the flood zone status of the property. Ensure you select the statement that accurately reflects your knowledge.
If applicable, provide details about any attached survey or Flood Certification form by filling in the name of the certifying entity in the space provided.
In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status. This is crucial for understanding potential insurance requirements.
Both sellers and buyers should sign and date their respective sections, ensuring all addresses are filled out correctly for proper identification.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What documentation is considered adequate proof of flood insurance?

a completed application for NFIP flood insurance and proof of the premium payment or the final settlement statement reflecting payment of the initial premium, or. the assignment of an existing NFIP flood insurance policy from the property seller to the purchaser.

How much is flood insurance in North Dakota?

The average cost per policy in North Dakota through the NFIP is $1,034.05.

What flood zones require flood insurance for a mortgage?

High-risk flood areas, A or V on FEMA flood maps, face the highest risk of flooding. If you own a property in a high-risk zone and have a federally backed mortgage, you are required to purchase flood insurance as a condition of that loan.

What is a flood zone certificate?

An elevation certificate shows how high a building is compared to how high local floodwaters are expected to get. It includes information like your homes location, characteristics, and its First Floor Height.

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