Satisfaction of Judgment - Montana 2025

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Satisfied judgments make it easier to get loans. They still hurt your credit score under the FICO formulas used for home loans, car loans, and credit card applications.
Pay directly to the creditor Mail or deliver a check or money order to the Judgment Creditor. Make sure to keep proof of payment, such as your canceled check. Once the Judgment Creditor receives your payment, ask them to file the form Acknowledgment of Satisfaction of Judgment with the court within 14 days.
Satisfaction of a judgment, which is governed by URCP 58B, means that the debtor has paid the entire amount of the judgment and all accumulated fees, costs and interest, or that the creditor has decided not to pursue further collection efforts.
Basis for Getting a Judgment Removed You paid the debt: Credit agencies will remove the judgment from your credit report if you can show that you did pay your debt on time. If you paid your debt after the judgment was established on your credit report, the agency wont remove the judgment.
Tells the court and others that a judgment has been paid in full or in part. Can be recorded with a county to release a lien against the judgment debtors land or filed with the Secretary of State to release a lien against the debtors personal property.
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Certain exceptions may apply and law is subject to change. Contact White and Williams LLP for additional information at 215-864-6322. A judgment is valid for ten years.
Step-by-Step Instructions Complete the Form. The Judicial Council form commonly used in this procedure is: Make Copies. Make photocopies of your unsigned Acknowledgment of Satisfaction of Judgment (EJ-100). Notarize Your Forms. Have your Acknowledgement Served. File the Acknowledgement in Court.

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