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For those who are purchasing a property with someone who is not related to them, or for investment purposes, titling as tenants in common is a good choice. When buying a dwelling with your spouse as a primary residence, joint tenancy usually makes more sense.
Tenants in common you can own different shares of the property. the property does not automatically go to the other owners if you die. you can pass on your share of the property in your will.
How to find out if you are Joint Tenants or Tenants in Common? Download your title deeds from the Land Registry and if there is a Form A restriction under Section B: Charges, then you are tenants in common. If the restriction isnt there then you are Joint Tenants.
Tenants in Common Two or more persons in whom title to a single piece of real estate is vested in such a manner that they have a common or equal right to possession and enjoyment of the property, but each holds a separate individual interest or estate in the property.
Tenancy in common (TIC) is a legal arrangement in which two or more parties jointly own a piece of real property, such as a building or parcel of land. The key feature of a TIC is that either party can sell their share of the property while also reserving the right to pass on their share of the property to their heirs.

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Joint tenants own equal shares in the property and received their interest at the same time, with the same deed. Tenants in common do not necessarily own equal shares of the property and may have come to own their shares at different times.
Joint tenants may not sell any part of the property without the consent of the other owner. If one party wishes to sever the joint tenancy and the second party does not voluntarily agree, in Pennsylvania, the first party will need to institute legal proceedings to compel the division of such interest.
Overview. A tenancy in common (TIC) is one of three types of concurrent estates (defined as an estate that has shared ownership, in which each owner owns a share of the property). The other two types are a joint tenancy and a tenancy by the entirety. A TIC typically has no right of survivorship.
Tenants in Common Two or more persons in whom title to a single piece of real estate is vested in such a manner that they have a common or equal right to possession and enjoyment of the property, but each holds a separate individual interest or estate in the property.
Key Takeaways. Some of the main benefits of joint tenancy include avoiding probate courts, sharing responsibility, and maintaining continuity. The primary pitfalls are the need for agreement, the potential for assets to be frozen, and loss of control over the distribution of assets after death.

Related links

Realty Transfer Tax - PA Department of Revenue

Pennsylvania realty transfer tax is imposed at a rate of 1 percent on the value of real estate (including contracted-for Common Level Ratios.

Learn more
Foundations of Law - Rights and Duties of Co-Tenants

Co-tenants have certain rights in the property that is owned by a co-tenancy. This is true even in a tenancy-in-common where one party owns more than a

Learn more

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