Guide for Identity Theft Victims Who Know Their Imposter 2025

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Creating an Identity Theft Report Involves 3 Steps: Submit a complaint about the theft to the FTC. When you finish writing all the details, print a copy of the report. It will print as an Identity Theft Affidavit. File a police report about the identity theft, and get a copy of the police report or the report number.
Steps for Victims of Identity Theft or Fraud Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.
What should you do if you are a victim of identity theft or fraud? You should immediately notify the police, the bank, and the credit card holders.
Ask that the records are updated to exclude your name as the primary name (they will likely have to list your name as an alias). You may need to contact those entities yourself and provide proof to clear your name. Some states have an identity theft passport program that recognizes you as a victim of identity theft.
How to report identity theft. To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies.

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Step 1: Call the companies where you know fraud occurred. Call the fraud department. Explain that someone stole your identity. Ask them to close or freeze the accounts. Then, no one can add new charges unless you agree.

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