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In Texas, only property owned prior to marriage or acquired during marriage by gift or inheritance is separate property. Everything else is community property. There are many, many ways you can protect your separate property, even without a premarital agreement.
Everything acquired during a marriage is community property unless a spouse can prove (or the spouses agree) that it is separate property. Separate property is property owned before marriage, or acquired during the marriage as a gift, through inheritance, or as part of a personal injury settlement.
Legal Issues Texas law recognizes three forms of cotenancy: community property, joint tenants with the right of survivor- ship (JTWS), and tenants in common (TIC).
The most recognized form for a married couple is to own their home as Tenants by the Entirety. A tenancy by the entirety is ownership in real estate under the fictional assumption that a husband and wife are considered one person for legal purposes. This method of ownership conveys the property to them as one person.
3 Ways To Hold Title For Married Couples Community Property. Joint Tenancy. Community Property With Right Of Survivorship.

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Legal Issues owned individually or jointly. Joint owners are called co-owners or cotenants, and the relationship is known as a cotenancy. Texas law recognizes three forms of cotenancy: community property, joint tenants with the right of survivor- ship (JTWS), and tenants in common (TIC).
Control and Ownership of Separate Property The signature of both spouses is required to convey Texas homestead, even if the property used as the marital home is actually owned by only one spouse.
In other states, by doing so, it creates a legally binding Joint Tenancy With Right Of Survivorship. However, this is not the case in Texas. Note: In Texas, you must have a written agreement for Right of Survivorship.
Spouses typically acquire title as tenants by the entireties, which only applies to spouses. Sometimes you will see a couple who acquired the property before marriage. In some states, a pre-marital joint tenancy automatically becomes tenants by the entireties upon marriage.
Property can be owned by one or more persons. The two common ways in which parties co-own a piece of property are joint tenancy and tenancy in common. In Texas, spouses also can own community property.

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