Affidavit - Lightning Losses by Repairman or Appraiser 2025

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An affidavit is a written statement made by an affiant. It is a legal document detailing knowledge the person has or facts as they know them to be. Above all, an affidavit is done voluntarily without coercion. In California, an affidavit is signed in the presence of a notary public.
This means that if lightning directly damages your home or personal property, you can file a lightening insurance claim. Coverage generally includes: Fire damage caused by lightning. Electrical surges that damage your homes wiring and connected appliances.
The lightning loss affidavit is completed by a service provider (usually a licensed electrician) who inspects the damage and confirms under oath that lightning was the source of the damage.
Yes, it typically does. Homeowners insurance generally includes coverage for direct damage caused by lightning strikes, such as fires, electrical surges, and structural impacts. However, understanding the nuances of whats covered can help ensure you are fully prepared ahead of any incident.
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