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The direct approach is simply saying, Ive been wondering if youve made any funeral plans, or, I know its a hard subject to talk about, but have you thought about making funeral arrangements? If your loved one finds the subject of death uncomfortable, try asking more open-ended, hypothetical questions.
A pre-need plan is purchased from a specific funeral home. To set it up, you choose the funeral home you want to work with and specify the arrangements you desire. The funeral home prices it out and you pay the cost ahead of time (either all at once or over time).
We dont recommend prepaying unless you must do so to qualify for Medicaid. But if you are committed to prepaying, be sure: Your money is secure, such as in a federally-insured bank. Funeral insurance plans are not as tightly regulated, so take extra caution.
5 Different Types of Funeral Services Graveside or Committal Service. A graveside burial or committal service is held directly near the gravesite before the body is committed to the ground. Memorial Service. Full-Service Cremation. Wake. Direct Burial. In Summary.
Pros of Prepaid Funeral Plans Reduce your familys burden. Honor your personal decisions. Secure an affordable price. Choose your funeral home. You cant transfer your plan. There can be unexpected fees. Prepayment doesnt cover all costs. The funeral home might become your beneficiary.

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Funeral arrangements Be sure to include the date, time, and location of the funeral or memorial service. State whether the service is private or open to the public. Names of surviving family members. Donations Note how/where people can send flowers, donations, or other contributions.
Pre-arrangements may be made for oneself or for a family member and may include decisions about the type of burial, location of burial plots, cemetery committal services, cemetery perpetual care, funeral service arrangements including the location and type of service, casket, vault, as well as permanent memorialization
Tips for Discussing Funeral Arrangements with Loved Ones Do more listening than talking. The most meaningful conversations are ones in which the participants know their ideas are respected. Put the conversation in context. Adjust the discussion as needed. Keep an ongoing dialogue.
The cheapest option for a funeral: direct cremation A direct cremation also offers greater financial control and flexibility over how you say goodbye, as opposed to the familiar formula offered by most local funeral homes. A provider must offer more than a super-low price.
Pre-need simply means you pay for your funeral arrangements in advance. The allure of the pre-need arrangement is the sense of security it provides to those who wish to leave as little of a burden as possible on their loved ones including the financial burden of paying for a funeral.

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