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The unpaid lien will stay on your credit report for 10 years after it is filed. After paying it off, it may stay on your credit history for up to seven years.
Key Takeaways A property lien is a legal claim on assets that allows the holder to obtain access to the property if debts are not paid. Property liens can be granted for repossessing property such as a car, boat, or even a house if the owner has defaulted on mortgage payments.
Individuals checking for a property lien may: Request that the title company do a lien search; Visit the office of the county assessor; or. Search online.
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The Tennessee State Library and Archives has microfilmed copies of older deeds for every county in Tennessee. The deeds records are arranged by the name of the seller/buyer (grantor/grantee).
In Tennessee, the title is given to the owner, or if applicable, the first lienholder. When a lien is satisfied, the lienholder is required to sign the release on the title, forward title to the owner and notify the Division within seventy-two (72) hours of the release.
You can contact the Motor Vehicle Temporary Liens office at (615) 741-0529 or by email at TNSOS.MVTL@tn.gov.
To show that a lien has officially been removed on a property, you have to file a document called a lien release in the real property records of the county where the property is located. A release of lien simply means removing the lien claim from a specific property.
Lien and execution on real property: In Tennessee, a creditor can file a judgment as a lien against real property owned by a debtor.

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