Sc mechanics lien 2025

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While a deed of trust can only be recorded if the homeowner agrees to it, a mechanics lien can be recorded without the consent of the property owner, which makes it a powerful payment remedy for those who furnish labor, equipment and materials on a project.
While mortgage liens secure the repayment of a loan used to purchase a property, mechanics liens secure payment for labor, materials, or services provided for the improvement of the property itself.
How long does a judgment lien last in South Carolina? A judgment lien in South Carolina will remain attached to the debtors property (even if the property changes hands) for ten years.
Mechanics liens differ from other types of liens in several ways. Traditional liens such as mortgage liens or tax liens are typically placed on real property by lenders or government entities. Mechanics liens are more specific to construction.
Under South Carolina law, mechanics liens are legal documents designed to ensure that creditors get paid. A mechanics lien is something that a creditor files when a debtor does not pay his or her construction-related debt.
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