Flood Zone Statement and Authorization - Arkansas 2025

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  1. Click ‘Get Form’ to open the Flood Zone Statement and Authorization - Arkansas in the editor.
  2. Begin by entering the property address in the designated field at the top of the form.
  3. In the 'Statement by Sellers' section, check one of the three options that best describes the flood zone status of your property. Ensure you provide accurate information as per your knowledge.
  4. If applicable, attach a copy of any survey or Flood Certification form that reflects the property's flood zone status.
  5. In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status by signing and dating where indicated.
  6. Complete all address fields for both sellers and buyers, ensuring accuracy for future correspondence.
  7. Review all entries for completeness and correctness before finalizing your document.

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Is homeowners insurance required in Arkansas? No law requires you to have home insurance in Arkansas. But, your mortgage lender, if you have one, will usually require it.
HIGH RISK: SPECIAL FLOOD HAZARD AREA High risk areas are identified as a Special Flood Hazard Area [SFHA] on FEMA maps. SFHAs are labeled as Zones A, AE, AH, AO, or AR. A property in a SFHA has a 26 percent chance of experiencing a flood during the lifetime of a 30 year mortgage.
How much is flood insurance? StateAverage annual costAverage monthly cost Arizona $803 $67 Arkansas $966 $80 California $938 $78 Colorado $879 $7348 more rows Apr 29, 2025
In a high-risk area, your home is more than twice as likely to be damaged by a flood than by fire. For these reasons, flood insurance is required by law for buildings in high-risk flood areas as a condition of receiving a mortgage from a federally regulated or insured lender.
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