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AE zones are areas of inundation by the 1-percent- annual-chance flood, including areas with the 2-percent wave runup, elevation less than 3.0 feet above the ground, and areas with wave heights less than 3.0 feet. These areas are subdivided into elevation zones with BFEs assigned.
A bill passed during the 87th Texas Legislative Session requires a landlord to disclose, in certain situations, whether the landlord is aware that the dwelling is located in a 100‐year floodplain or that the dwelling has flooded within the last five years.
An effective flood risk disclosure communicates about the likelihood, severity, and potential impact of flooding at a property or structure.
Flood zone X, also known as flood zone X500, is arguably the safest flood zone designation, as its considered to be outside the 500-year floodplain and is also protected by a flood control system, such as a levee or dam, from the 100-year floodplain.
STANDARD FLOOD HAZARD DETERMINATION FORM (SFHDF)
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Areas with a 1% annual chance of flooding and a 26% chance of flooding over the life of a 30‐year mortgage. Because detailed analyses are not performed for such areas; no depths or base flood elevations are shown within these zones. Last updated June 22, 2022.
Flood insurance is not required for homeowners unless you live in a high-risk flood zone. However, many homeowners who have flood damage dont live in flood zones or have flood insurance.
Flood certification (also known as a flood determination and certification) is a document issued to docHub whether a property is located in a flood zone based on FEMA (Federal Emergency Management Association) flood maps.
Flood disclosure laws require sellers to provide written disclosure of any flooding or water damage they are aware of. This disclosure might also denote whether the buyers will be required to carry a flood insurance policy.
Flood zone X, also known as flood zone X500, is arguably the safest flood zone designation, as its considered to be outside the 500-year floodplain and is also protected by a flood control system, such as a levee or dam, from the 100-year floodplain.

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