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What is a special warranty deed in GA?

In Georgia, a limited warranty deed (also known as a special warranty deed) transfers title in fee simple to the grantee with warranties and covenants of title that are limited only to acts arising by, through, or under the grantor.

What are the disadvantages of a special warranty deed?

The term special might suggest higher quality to buyers, but the special warranty deed offers less coverage. It offers less protection due to the limited time frame it covers. For residential properties, special warranty deeds are often used in foreclosures and forced sales to settle debts.

Would you buy a property with a special warranty deed?

Special Warranty Deed Risks: The limited protection may expose buyers to title issues that arose before the sellers ownership period. This can be risky, especially for older properties or those with a complicated title history.

Does a special warranty deed transfer ownership?

A special warranty deed is a legal document that transfers ownership of real property from one person to another.

Why would someone have a special warranty deed?

Sellers often use special warranty deeds in commercial property transactions. Commercial properties typically have more complex histories, and sellers do not want to be responsible for issues that occurred before they owned the property.

How to transfer property from one person to another in Georgia?

A quit claim deed can be used to transfer property or titles. Deeds can be used to transfer property or titles from a grantor (or seller) to a grantee (or buyer). Warranty and limited warranty deeds are usually the most reliable because they offer a covenant proving that the land is indeed owned by the grantor.

What is the difference between a deed of trust and a special warranty deed?

Parties Involved: A Warranty Deed involves two parties (buyer and seller), while a Deed of Trust includes three parties (borrower, lender, and trustee).

Are warranty deeds transferable?

A warranty deed is a legal document used when a piece of real estate is sold and the ownership is transferred from the grantor (seller) to the grantee (buyer). The form usually includes a description of the property and discloses all known encumbrances like easements, outstanding liens or judgments.

Special Warranty Deed from Individual and Trust to Individual - Georgia 2025

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