Warranty Deed - Three Individuals to Husband and Wife - Georgia 2025

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The best way is to create a new deed listing all of the owners as joint tenants with rights of survivorship. If you simply add someone to your current deed, they become a co-owner, but they may not have rights of survivorship, and the property may still need to go through probate.
If one of you should die, the surviving owner would become the sole owner of the home. You or your co-owner can add a third person to the title of the home. But you cannot add them as a co-owner of the property by yourself where each of you would then own one-third of the property.
Yes, you can add someone to your property title without including them on the refinanced mortgage loan.
The simplest way to add a spouse to a deed is through a quitclaim deed. This type of deed transfers whatever ownership rights you have so that you and your spouse now become joint owners. No title search or complex transaction is necessary. The deed will list you as the grantor and you and your spouse as grantees.
The other manner of holding the title to property in Georgia is as joint tenants with rights of survivorship. This method is similar to tenancy by the entirety, which is common in many states as the default for married couples purchasing property.
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At the time your quitclaim deed is recorded, you will need to pay a filing fee and any reassessed property taxes based on the change in ownership. The filing fee should be minimal, under $100, with most states charging under $50. The cost will depend upon your county and state.
The right of survivorship in Georgia transfers property easily when one of the owners dies. Heres how it works: Automatic Transfer: When an owner dies, their part of the property automatically goes to the other owner(s). No Probate Needed: You dont need to go through probate to transfer the property.
You or your co-owner can add a third person to the title of the home. But you cannot add them as a co-owner of the property by yourself where each of you would then own one-third of the property. Instead, youd have to convey part of your ownership share in the home to that person.

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