Quitclaim Deed - Husband and Wife to Three Individuals - Florida 2025

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No, you cannot remove someone from the mortgage without refinancing.
You can put however many people you want. But quitclaiming part of your interest may not be the best idea.
Removing someone from a deed in Florida involves executing a new deed (typically a quitclaim deed), having it signed, notarized, and witnessed, and recording it with the county. Consulting a real estate attorney is essential for navigating the process correctly.
Florida, as with most other states, prohibits the removal of a co-owner from the title of real property without their consent. Altering property deeds must be done with the approval of all co-owners to allow for transparency and avoid fraud and must be permissible by law.
This requirement of the Florida constitution is referred to as joinder of spouse and simply means that the non-owner spouse must sign the deed or mortgage for it to be valid. Joinder of spouse is required even if the other spouse isnt a co-owner of the property and/or is no longer residing on the property.
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While it is possible to leave a spouse off of a property title in Florida, it will not necessarily exclude that persons rights in the asset. If you want to disinherit or create legal mechanisms to preclude a spouse from inheriting specific assets, consult with an expert attorney.

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