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A chargeback occurs when you successfully dispute a charge on your credit card. The charge is taken off your credit card account and the money paid to the merchant is reversed (or charged back to the merchant). Many people dispute credit card charges for services not rendered.
What happens if a credit card dispute is denied? If your dispute is denied, the charge will go back to your credit card. You should receive an explanation from the credit card issuer detailing the reason the dispute was denied. If you refuse to pay, they can put your account in collections or seek legal action.
In 1849, Californians sought statehood and, after heated debate in the U.S. Congress arising out of the slavery issue, California entered the Union as a free, nonslavery state by the Compromise of 1850. California became the 31st state on September 9, 1850.
If you already paid the disputed amount, the credit card company will refund you. If your credit card company finds that the charge was not an error, it must explain why in writing. You must then pay the disputed amount, if you havent yet, and any finance charges that accrued.
Your Rights and the Investigation. While the issuer is investigating your complaint, you can withhold payment on the disputed amount and any finance and related charges. But youre expected to pay any part of the bill not in question, including finance charges on the undisputed amount.

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genuine dispute doctrine is not an affirmative defense, but instead, simply negates an element of the plaintiffs claim, i.e., that the insurer acted unreasonably. (See Croskey, et al., California Practice Guide: Insurance Litigation (The Rutter Group 2005) 12:837.)
The California exodus is the late 20th century and ongoing 21st century emigration of residents from California to other U.S. states or countries. Common reasons for residents leaving California include the high cost of living, crime, politics, taxes, pollution and traffic.

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