Iowa note 2025

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On the white center stripe is an eagle carrying in its beak blue streamers inscribed with the state motto: Our liberties we prize, and our rights we will maintain. The word Iowa is in red below the streamers.
Our liberties we prize and our rights we will maintain. Iowa / Motto
Statutes of Limitations for Each State (In Number of Years) StateWritten contractsOpen-ended accounts (including credit cards) Iowa 10 5 Kansas 5 3 Kentucky 10 10 Louisiana 10 347 more rows
The validity of a promissory note depends on state statutes of limitations, typically ranging from 3 to 15 years.
Youre not obligated to pay, though, and in most cases, time-barred debts no longer appear on your credit report, as credit reporting agencies generally drop unpaid debts after seven years from the date of the original delinquency.

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Here are some common types of debts and their corresponding statute of limitations in Iowa: Written contracts (personal loans, mortgages, car loans): 10 years. Oral agreements: 5 years. Promissory notes: 5 years.
Statutes of Limitation in Iowa: At a Glance Code SectionIowa Code Annotated (I.C.A.) 614 et seq. Trespass Five years (I.C.A. 614.1(4)) Collection of Rents Five years (I.C.A. 614.1(5)(b)) Contracts Written: 10 years (I.C.A. 614.1(5)) Oral: Five years (I.C.A. 614.1(4))7 more rows

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