Non-Marital Cohabitation Living Together Agreement - Iowa 2025

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A cohabitation agreement is a legal contract between unmarried partners, outlining the management of financial responsibilities and property division in the event of separation or death.
A cohabiting couple is a couple that lives together in an intimate and committed relationship, who are not married to each other and not in a civil partnership. Cohabiting couples can be opposite-sex or same-sex.
However, you may be able to draft a detailed cohabitation agreement as long as the stipulations are independent of a relationship with marriage-like qualities.
A Cohabitation Agreement usually includes: Full names of you and your partner. Shared address. Move-in date. Information about both shared and separate assets and debts. Delegation of household expenses. Details of any joint accounts used to pay shared living expenses.
You declare the legal cohabitation together with your partner or cohabitant before the registrar of births, deaths, and marriages. The declaration contains the following information: date of the declaration. surname, first names, place and date of birth, signature of both parties.

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Cohabitation can be an alternative to marriage in situations where marriage is not possible for legal or religious reasons (such as same-sex, interracial or interreligious marriages).
Hiring a lawyer to draft a cohabitation agreement will incur fees because it requires the time of a family or contract lawyer to complete the task. ContractsCounsels marketplace data shows the average cohabitation agreement drafting costs to be $540 across all states.
Unlike married couples, cohabiting couples do not have the same legal rights, such as the right to inherit a partners assets, access to a partners pension, or the right to make medical decisions on behalf of a partner.

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