Warranty Deed from Individual to Individual - Iowa 2025

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Deed or official record: Original deed, warranty deed or deed of trust to the property. A utility bill dated between April 2022 and present, must also be included. Mortgage documentation: Mortgage statement, mortgage promissory note or the closing disclosure form.
No, a warranty deed does not prove ownership. A title search is the best way to prove that a grantor rightfully owns a property. The warranty deed is a legal document that offers the buyer protection. In other words, the property title and warranty deed work in tandem together.
A Bill of Sale (PDF) signed by the seller/transferor is required for all title transfers even if the transfer is a gift. A Buyer/Transferee has 30 days to present the properly assigned title to the County Treasurer so that a title can be issued in the Buyer/Transferee name.
Both the grantor and the grantee must sign it, usually in the presence of a notary. Then the deed must be filed in the county registrars office to be legally enforceable. Once filed, the legal transfer of the property is complete.
Risk for the Buyer: The most significant disadvantage of Limited Warranty Deeds, especially under Missouri law, is their risk to the buyer. Since this type of deed only warrants against title defects arising during the grantors period of ownership, any issues from before this period become the buyers responsibility.

People also ask

A general warranty deed is the strongest deed because it offers the most protection. A quitclaim deed is usually the weakest deed because it offers the least amount of protection.
As a property owner and grantor, you can obtain a warranty deed for the transfer of real estate through a local realtors office, or with an online search for a template. To make the form legally binding, you must sign it in front of a notary public.

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