Assignment of Mortgage Package - West Virginia 2026

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The document is a Specialty Forms Package from U.S. Legal Forms, Inc. for the Assignment of Mortgage in West Virginia. It includes forms necessary for an owner of a deed of trust/mortgage to convey their interest to a third party, along with descriptions of each form, tips for completing them, and a disclaimer regarding their use and legal effect.
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  1. Click ‘Get Form’ to open the Assignment of Mortgage Package in our editor.
  2. Begin with the 'Assignment of Deed of Trust by Individual Mortgage Holder' form. Fill in the mortgage holder's name and address, followed by the details of the third party receiving the assignment.
  3. Next, if applicable, complete the 'Assignment of Deed of Trust by Corporate Mortgage Holder' form. Ensure you include the corporation's name and authorized representative's signature.
  4. Proceed to the 'Letter of Notice to Borrower of Assignment of Mortgage.' This letter should clearly state that the mortgage has been assigned and include both parties' contact information.
  5. Finally, fill out the 'Letter to Recording Office for Recording Assignment of Mortgage.' Include all necessary details for proper recording and ensure it is signed before submission.

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Assignment of mortgage typically happens because, once you close on your mortgage loan, your lender will quickly sell the mortgage note to another entity. Doing so allows your mortgage provider to ensure future financial liquidity so that it can keep extending home loans to other borrowers.
West Virginia Code 36-1-1 states that real property transfers must be made by a written deed. The deed must be signed by the grantor (the person transferring the property) and must clearly describe the property being conveyed.
No general commercial mortgage banking licensing requirements identified for this state for making, servicing or brokering commercial mortgage loans.
A corrective assignment corrects or amends a defect or mistake in the original assignment. A corporate assignment is an assignment of the mortgage from one corporation to another. A mers assignment involves the Mortgage Electronic Registration System (MERS).

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