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Notice of Default for Past Due Payments in connection with Contract for Deed - West Virginia

Notice of Default for Past Due Payments in connection with Contract for Deed - West Virginia 2026

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This document is a Notice of Default regarding a Contract for Deed, informing the purchaser that they are behind on payments. It states that the seller has the right to terminate the contract if the default is not cured by a specified date. The notice outlines the amounts due and warns of potential consequences, including loss of payments made and eviction from the property.

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Click ‘Get Form’ to open it in the editor.
Begin by filling in the recipient's name and address at the top of the form. This identifies who is receiving the notice.
In the section regarding the seller and purchaser, enter their names clearly. This establishes the parties involved in the contract.
Specify the property address related to the contract for deed. Accurate details are crucial for legal clarity.
Indicate the amount due for past payments and late fees in their respective fields. Ensure these figures are correct to avoid disputes.
Fill in the deadline date by which payment must be made to cure the default. This provides a clear timeline for action.
Finally, have the seller sign and print their name at the bottom of the form to validate this notice legally.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is a notice of termination of contract for deed?

This file serves as a notice to inform you of a default in a contract for deed. It outlines the necessary steps required to remedy the default. Use this form to understand your rights and obligations regarding your property.

What happens if you default on a land contract?

If the buyer defaults or fails to make the monthly payments to the seller as required, the seller will need to file a court action called land contract forfeiture. Success in court will result in the buyer forfeiting, or giving up, all money paid to the seller for the property pursuant to the land contract.

Who pays property taxes on a land contract?

Seller Remains on The Hook During the contract term, the seller must still pay insurance premiums and property taxes while gaining no benefits from property ownership. Also, if the property value drops before the contract concludes, the seller incurs devaluation costs.

How does a land contract work in WV?

In West Virginia, a land contract document, often called a contract for deed or installment land contract, is an agreement where a buyer (vendee) purchases real property from a seller (vendor) through installment payments over time, with the seller retaining legal title until the buyer completes payment.

What happens if you stop paying on a land contract?

Forfeiture of down payment and home equity: Land contract homebuyers often lose their entire financial investment if they fall behind on their monthly payments because, unlike mortgage holders, land contract homebuyers often go through eviction proceedings rather than more buyer-friendly foreclosure processes.

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How to protect yourself in a land contract?

Ask for a later balloon payment or longer terms Many will require that you pay off the balance of the propertys sale price within three, five or 10 years. By the time you docHub the end of that period, you will need to have outside financing or enough resources to pay off the balance of the contract yourself.

What happens when someone defaults on a land contract?

If a buyer defaults on a land contract, the seller can take legal action through a process called land contract forfeiture. This may result in the buyer not only losing the home, but also all the payments theyve made so far.

How binding is a land contract?

A land contract is legally binding so its a good idea to work with an experienced real estate attorney whether youre the buyer or the seller. In simple terms, the seller becomes the lender. The buyer makes a down payment and promises to make payments for an agreed upon period.

Notice of Default for Past Due Payments in connection with Contract for Deed - West Virginia 2026

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